Terms of Service

About BorrowToday.ca

BorrowToday.ca is operated by Borrow Today Financial, a loan matching service based in Toronto, Ontario. We connect applicants with licensed financial institutions and lending partners. We are not a lender, mortgage broker, or financial advisor, and we do not make credit decisions or guarantee loan approval.

Eligibility

To use this site and submit an application, you must:

• Be at least 18 years of age
• Be a resident of Canada
• Have the legal capacity to enter into a binding agreement

Accuracy of Information

By submitting an application through BorrowToday.ca, you confirm that all information you provide is accurate, complete, and truthful. Providing false or misleading information may result in your application being rejected and could have legal consequences.

No Guarantee of Approval

Using this site and submitting an application does not guarantee that you will be matched with a lender or approved for a loan. Matching and approval are subject to each lender's individual criteria, and outcomes will vary based on your personal financial situation.

Our Role as a Matching Service

BorrowToday.ca acts solely as an intermediary between applicants and lending partners. We are not responsible for and have no control over the interest rates, fees, repayment terms, or lending decisions made by any financial institution or lending partner. Any agreement you enter into with a lender is strictly between you and that lender.

Consent to Be Contacted

By submitting an application through BorrowToday.ca, you expressly consent to being contacted by BorrowToday.ca and its lending partners regarding your application. This may include contact by email, phone, or other electronic means. You may withdraw your consent at any time by contacting us at info@borrowtoday.ca.

Right to Reject Applications

We reserve the right to decline to process or forward any application at our sole discretion, without obligation to provide a reason.

Informational Purposes Only

All content on BorrowToday.ca — including articles, calculators, and guides — is provided for general informational purposes only. Nothing on this site constitutes financial, legal, or professional advice. You should consult a qualified professional before making any financial decision.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising from your use of this site shall be subject to the exclusive jurisdiction of the courts of Ontario.

Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will be posted on this page with a revised effective date. Your continued use of the site following any changes constitutes your acceptance of the updated terms.

Contact Us

If you have any questions about these Terms of Service, please contact us at: